You have been in an auto accident and you are not sure if you are covered. Lets review the types of automobile insurance plans and what they are for.
First of all the most basic is Liability Insurance
Liability insurance, required by Florida law, will pay for the property damage and personal injury expenses of others when you are at fault for an accident, up to the limits specified in your own particular policy. This coverage includes your legal bills. The bodily injury portion of the coverage includes medical expenses and lost wages. The property damage portion covers repair or replacement of items damaged as a result of the accident, your car not included.
Next post we will discuss collision insurance.